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Loan Rates
| Consumer Loans |
| Variable Rates |
| Prime Based |
| Unsecured / Standard Note |
11.25% |
| Partially Secured |
10.00% |
| Fully Secured - CASH |
Prime + 1.00% |
5.75% |
| Fully Secured - OTHER |
9.50% |
| New Car |
8.50% |
| Computer Loan |
7.50% |
| Smart Start Student Loan |
Prime + 1.00% |
5.50% |
| RRSP Loans starting at Prime (with deposits at FirstOntario) |
4.50% |
| Mutual Fund Investment Loan |
Prime + 0.50% |
5.25% |
| Bridge Financing |
Prime + 3.00% |
7.50% |
| Line of Credit (LOC) Rates |
| Prime Based |
| Unsecured LOC |
| $500 - $4,500 |
12.95% |
| $5,000 - $15,000 |
Prime + 3.50% |
8.50% |
| $15,001 - $25,000 |
Prime + 3.25% |
8.50% |
| LOC - Full Secured, Cash |
Prime + 1.00% |
5.75% |
| Authorized Overdraft |
- |
| Real Estate Secured |
|
1st Position |
2nd to FCU |
2nd to Other |
| Meritline Loan Prime + |
5.00% |
5.00% |
6.25% |
| Fixed Rates |
|
Unsecured |
Partially Secured |
Fully Secured Cash |
Fully Secured Other |
RRSP Loan Rates |
| 12 Months |
11.25% |
10.00% |
8.25% |
9.50% |
7.50% |
| 24 Months |
11.25% |
10.00% |
8.25% |
9.50% |
7.50% |
| 36 Months |
11.25% |
10.00% |
8.25% |
9.50% |
7.50% |
| 48 Months |
11.50% |
10.25% |
8.50% |
9.75% |
7.75% |
| 60 Months |
12.00% |
10.75% |
9.00% |
10.25% |
8.25% |
| 72 Months |
- |
- |
- |
- |
- |
| 84 Months |
- |
- |
- |
- |
- |
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Our Rates |
More |
| Prime |
4.00% |
| Rates subject to change without notice |
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1 800 616
8878
contact@firstontariocu.com
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